Built using insights from more than 100 million property claims, the Property Lab recreates realistic home damage scenarios to help claim adjusters build the expertise needed to guide customers through the repair process

Key Takeaways

• The Property Lab was built using insights from more than 100 million property claims, helping recreate many of the damage scenarios customers experience most often.
• Two full-size, two-story homes with a basement bring real-world property damage scenarios to life, from burst pipes and roof leaks to hail-damaged roofing materials and lightning-damaged equipment.
• Interactive technology and hands-on learning environments allow claim adjusters to explore how damage occurs, spreads through a home and is ultimately repaired, supporting more accurate assessments and clearer explanations for customers about what needs to be repaired and why.

CHICAGO, Sept. 8, 2026 /PRNewswire/ — The Property Lab at Allstate Claims University is a full-scale residential training facility, featuring two complete, two-story homes where Allstate claim adjusters inspect staged home damage before helping customers navigate real property damage situations. The Property Lab is one of two hands-on training environments inside Allstate Claims University, the company’s 33,000-square-foot claims training center in Dallas, Texas, which opened in August 2026. Built using insights from more than 100 million property claims, the Property Lab recreates the residential damage scenarios customers experience most often.

The Property Lab is part of Allstate’s broader investment in claim adjusters, equipping them with practical knowledge that helps them guide customers through the repair and recovery process.

Mike Fiato, executive vice president and chief claims officer at Allstate:
“Customers trust Allstate during some of the most stressful moments they face as homeowners. The Property Lab gives our teams hands-on experience with real-world damage scenarios, helping them provide informed guidance and support when it matters most.”

Frequently Asked Questions

What is the Property Lab at Allstate Claims University?
The Property Lab is a hands-on training environment that allows claim adjusters to experience realistic residential damage scenarios in full-scale homes. Claim adjusters can inspect damage, examine what may be happening behind walls, ceilings and floors and gain firsthand experience with the situations they may encounter while helping customers recover. The homes feature a range of construction materials and finishes, from standard-grade components to higher-end materials, helping claim adjusters gain experience with the variety of homes, materials and repair considerations before directly supporting customers.

How does Allstate train property claim adjusters?
The Property Lab prepares claim adjusters for real-world home damage scenarios by:

• Inspecting visible damage on the exterior and interior of full-size, two-story homes.
• Using cutaway wall sections to trace how damage travels through framing, insulation and plumbing.
• Engaging with interactive digital tools showing damage patterns and repair techniques.
• Practicing identifying hidden damage beyond the visible point of origin.
• Completing module-based training on roofing, water damage, cabinetry, plumbing, electrical and sump-pump systems.

What kinds of damage are featured in the Property Lab?
The Property Lab recreates a variety of situations commonly encountered in residential property claims, including:

• Water and plumbing damage, including burst pipes, water intrusion, leaking appliances and drain backups
• Roof, hail and storm-related exterior damage, including roof and skylight leaks 
• Fire, smoke and heat-related damage, including smoke and grease-fire damage and fire-related siding damage
• Lightning-related damage to home systems and equipment, including HVAC units and electrical components

What equipment and technology does the Property Lab use to train claim adjusters?
The Property Lab combines physical damage demonstrations with digital learning tools that provide immediate information about damage patterns, repair techniques and restoration considerations. Interactive technology throughout the homes allows claim adjusters to move beyond observation and explore how different types of damage develop, spread and are repaired.

The facility also includes industry-standard roofing, water damage, cabinetry, plumbing, electrical and sump-pump training modules, creating a learning experience that closely mirrors conditions encountered in residential claims.

What happens during an Allstate home insurance claim inspection?
When a homeowner files a property claim with Allstate, a claim adjuster assesses both visible and potential hidden damage, evaluates how the damage originated and spread through the home’s structure, reviews applicable coverage and guides the homeowner through repair options and next steps. The Property Lab prepares claim adjusters for this process, particularly for cases where the visible damage is only part of the story.

About Allstate 
The Allstate Corporation (NYSE: ALL) protects people from life’s uncertainties with affordable, simple and connected protection for autos, homes, electronic devices and identities. Products are available through a broad distribution network including Allstate agents, independent agents, major retailers, online and at the workplace. Allstate has 216 million policies in force and is widely known for the slogan “You’re in Good Hands with Allstate.” For more information, visit www.allstate.com.

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SOURCE Allstate Insurance Company